Investment
Conservative
Investment requirements and fees
Minimum investment amounts
Initial application$500,000
Additional contributions$1
Buy/sell spread
Purchase+0.15%
Withdrawal-0.10%
Management costs
Management costs0.33% p.a
Download a factsheetClosed to new investors
The Vanguard Pooled Superannuation Trusts are for trustees of regulated superannuation funds, approved deposit funds, pooled superannuation trusts and other eligible entities.
Vanguard's LifeStrategy® options use strategic asset allocation targets and a long-term, diversified investment approach. Vanguard takes the worry out of monitoring your investment portfolio by expertly selecting and managing the long-term asset allocation of the trust.
As the name suggests, the LifeStrategy® Conservative option is designed with the risk conscious trustee in mind. The option invests in a wide variety of assets, with the emphasis on lower risk, income type investments such as fixed interest and cash. The small exposure to Australian and international shares and property securities improves diversification while enhancing the return potential.
Who it may suit
- investors with a short to medium term investment horizon (3 to 5 years)
- risk-conscious investors seeking returns based on income type assets
- investors seeking a balanced portfolio with some capital growth potential
- investors seeking a tax-effective investment
Objectives
To match the weighted average return of the target indexes for each asset class before taking into account fees, expenses and taxes.
Asset allocation targets are:
Income assets 70%
- Cash 42%
- Australian fixed interest 11%
- International fixed interest (hedged) 17%
Growth assets 30%
- Australian shares 15%
- International shares 10%
- International small companies (hedged) 1%
- International property securities (hedged) 2%
- Australian property securities 2%
Benefits
| Diversification |
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| Capital stability and capital growth potential |
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| Potential for better after-tax returns |
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| Low fees |
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| Flexibility |
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