Investment

High Growth

Investment requirements and fees

Minimum investment amounts

Initial application$500,000

Additional contributions$1

Buy/sell spread

Purchase+0.30%

Withdrawal-0.20%

Management costs

Management costs0.37% p.a

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Closed to new investors

The Vanguard Pooled Superannuation Trusts are for trustees of regulated superannuation funds, approved deposit funds, pooled superannuation trusts and other eligible entities.

Vanguard's LifeStrategy® options use strategic asset allocation targets and a long-term, diversified investment approach. Vanguard takes the worry out of monitoring your investment portfolio by expertly selecting and managing the long-term asset allocation of the trust.

A diversified strategy mainly investing in growth assets (Australian and international shares and property securities), the LifeStrategy® Index PST High Growth suits trustees seeking long-term capital growth who have a high tolerance for risk. As the trust is indexed, it invests in a wide variety of Australian and international assets, which can reduce market risk while enhancing the return potential. There is a small exposure to Australian and international fixed interest to provide a stabilising effect.

Who it may suit

  • investors with a long term investment horizon (usually seven years plus)
  • investors seeking a professionally managed diversified portfolio of mainly growth assets
  • investors seeking high capital growth who have a high tolerance for risk
  • investors seeking a tax-effective investment

Objectives

To match the weighted average return of the target indexes for each asset class before taking into account fees, expenses and taxes.

Asset allocation targets are:

Income assets 10%

  • Cash 0%
  • Australian fixed interest 4%
  • International fixed interest (hedged) 6%

Growth assets 90%

  • Australian shares 44%
  • International shares 29%
  • Australian property securities 5%
  • International property securities (hedged) 5%
  • International small companies (hedged) 4%
  • Emerging markets 3%

Benefits

Diversification
  • diversified portfolio with a strong growth bias (90% growth assets)
  • diversified approach lowers risk while providing opportunities for enhanced returns
Long-term growth potential
  • potential for long-term capital growth
Potential for better after-tax returns
  • our buy and hold strategy takes advantage of capital gains discounts and the deferral of capital gains liabilities, which may result in more tax-efficient returns
Low fees
  • low management costs
Flexibility
  • easily switch funds with no costs other than usual buy/sell spreads

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Pooled Super Trusts Comparison Table*


 Index/ BenchmarkManagement CostsBuy/Sell SpreadsFund SizeNo. of Securities in a fundIncome DistributionsRatings and Recommendations
Standard & Poor'sMorningstarLonsec
Vanguard® LifeStrategy Index PST- Conservative 30% growth and 70% income (Weighted average of target indexes of Vanguard Index Funds) 0.33% p.a. 0.15%/      0.10% $84.1m N/A Quarterly
-
-

Vanguard® LifeStrategy Index PST- Balanced

 

 50% growth and 50% income (Weighted average of target indexes of Vanguard Index Funds) 0.34% p.a. 0.25%/      0.15% $98.0m N/A Quarterly    
-
Vanguard® LifeStrategy Index PST- Growth 70% growth and 30% income (Weighted average of target indexes of Vanguard Index Funds) 0.36% p.a. 0.25%/      0.15% $581.1m N/A Quarterly 4 Stars    
Vanguard® LifeStrategy Index PST- High Growth 90% growth and 10% income (Weighted average of target indexes of Vanguard Index Funds) 0.37% p.a. 0.30%/      0.20% $53.7m N/A Quarterly 4 Stars    

* Information correct as of 18 June 2010.

Call us on 1300 655 205
GENERAL ADVICE WARNING

Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263 / RSE Licence L0001335) is the product issuer. We have not taken your circumstances into account when preparing the above information so it may not be applicable to your circumstances. You should consider your circumstances and our Product Disclosure Statement (PDS) before making any investment decision. You can access our PDS on our website or by calling us. This information was prepared in good faith and we accept no liability for any errors or omissions. Past performance is not an indication of future performance.

We are the trustee of: Vanguard® Personal Superannuation Plan ABN 81 550 468 553 / Vanguard® LifeStrategy® Index PST - Conservative ABN 73 765 732 050 / Vanguard ® LifeStrategy® Index PST - Balanced ABN 23 846 775 905 / Vanguard ® LifeStrategy® Index PST - Growth ABN 95 836 361 772 / Vanguard® LifeStrategy® Index PST - High Growth ABN 61 378 605 876.

© 2010 Vanguard Investments Australia Ltd. All rights reserved. "Vanguard", "Vanguard Investments", "LifeStrategy" and the ship logo are the trademarks of The Vanguard Group, Inc.