Investment

Diversified Bond

Investment details and fees

Fund commenced19 Jan 2000

Minimum investment amounts

Initial investment$5,000

Additional investment - cheque$1,000

Additional investment - BPAY®$100

Minimum account balance$3,000

Minimum withdrawal or switch$1,000

Fees and costs

Establishment feeNil

Application/contribution feeNil

Withdrawal feeNil

Termination feeNil

Switching feeNil

Management costs

First $50,0000.70% p.a

Next $50,0000.50% p.a

Balance over $100,0000.35% p.a


Buy spread cost (purchase)0.25%

Sell spread cost (withdrawal)0.25%

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Fund ratings

Standard & Poor'sFour Stars

The Vanguard Index Diversified Bond Fund invests in both Australian and international fixed interest securities (bonds).  The Australian bond market comprises approximately 330 securities, whilst the international bond market comprises approximately 10,000 securities.  

Including both Australian and international bonds in your portfolio has two major benefits:

  • increases diversification, which lowers risk
  • provides opportunities for enhanced returns without resorting to lower grade, higher risk debt

 

Who it may suit

  • short to medium term investors (usually 3 to 5 years)
  • investors requiring a high quality, high yielding income stream such as retirees or those nearing retirement
  • investors seeking a low risk, diversified investment portfolio of high quality debt securities
  • investors looking to add diversification and balance to a share-oriented portfolio
  • self managed super funds

Objectives

To match the return (income and capital appreciation) of a customised index before taking into account fund fees and expenses.

The index comprises:

  • 40% UBS Australian Composite Bond Index
  • 60% Barclays Capital Global Aggregate ex Securitised Index (hedged to Australian dollars)

Benefits

Diversification

  • the UBS Australian Composite Bond Index comprises approximately 330 Australian fixed interest securities (bonds) and the Barclays Capital Global Aggregate ex Securitised Index comprises approximately 10,000 international fixed interest securities (bonds)
  • diversified approach lowers risk while providing opportunities for enhanced returns

International exposure

  • International exposure provides opportunities to enhance returns

Income and capital growth potential

  • steady and reliable income stream and potential for some capital growth
  • quarterly distributions

Low scaled fees

  • low management fees and no entry or exit fees (other than buy/sell spread costs)
  • scaled management fees apply to balances over $50,000

Regular savings plan

  • once you've opened your investment with $5,000 or more, you can use BPAY® to start a regular investment plan with as little as $100

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Knowledge Centre

Managed funds up to $500,000 - Funds at a Glance*

Show all funds or Hide all Funds.

Cash Cash funds suit investors who prefer capital stability and regular income to long-term growth.
 

Index/ Benchmark

Minimum Initial ApplicationApplication FeeAccess to FundsIncome DistributionsBuy/Sell SpreadManagement Costs
For first $50,000For next $50,000Balance over $100,000
Vanguard® Index Cash Plus Fund A customised Index, the Vanguard Cash Plus Index
$5,000
Nil
 Withdrawals are normally paid within four business days
Quarterly
Nil
 0.70% p.a
0.50% p.a
0.35% p.a
Fixed Interest Fixed interest funds suit short to medium-term investors seeking a steady and reliable income stream.
Index/ BenchmarkMinimum Initial ApplicationApplication FeeAccess to FundsIncome DistributionsBuy/Sell SpreadManagement Costs
For first $50,000For next $50,000Balance over $100,000

Vanguard® Index Diversified Bond Fund
A customised Index comprising a 40% allocation to Australian fixed interest securities (bonds) and 60% allocation to international bonds.
$5,000
Nil
Withdrawals are normally paid within four business days
Quarterly
0.25%/      0.25%
0.75% p.a
0.50% p.a
0.35% p.a
PropertyProperty trusts suit investors with a long-term time frame (five years plus).
 Index/ Benchmark

Minimum Initial Application

Application FeeAccess to FundsIncome DistributionsBuy/Sell SpreadManagement Costs
For first $50,000For next $50,000Balance over $100,000
Vanguard® Index Australian Property Securities Fund S&P/ASX 300 A-REIT Index
$5,000
Nil
 Withdrawals are normally paid within four business days
Half Yearly
0.20%/      
0.20%
0.90% p.a
0.60% p.a
0.35% p.a
Australian Shares Shares are high risk and generally suited to longer-term investors (seven years plus)
 Index/ BenchmarkMinimum Initial ApplicationApplication FeeAccess to FundsIncome DistributionsBuy/Sell SpreadManagement Costs
For first $50,000For next $50,000Balance over $100,000

Vanguard® Index Australian Shares Fund

 S&P/ASX 300 Index
$5,000
Nil
Withdrawals are normally paid within four business days
Half Yearly
0.20%/     
0.10%
0.75% p.a
0.50% p.a
0.35% p.a
Vanguard® High Yield Australian Shares Fund S&P/ASX 200 ex A-REIT Index
$5,000
Nil
Withdrawals are normally paid within four business days
Monthly
 0.20%/       0.10%
0.90% p.a
0.60% p.a
0.45% p.a
International Shares International shares are high risk generally suited to longer-term investors (seven years plus)
 Index/ BenchmarkMinimum Initial ApplicationApplication FeeAccess to FundsIncome DistributionsBuy/Sell SpreadManagement Costs
For first $50,000For next $50,000Balance over $100,000
Vanguard® Index International Shares Fund

MSCI World ex-Australia Index in AUD

 $5,000 Nil Withdrawals are normally paid within four business days Half Yearly 0.30%/      0.10%
0.90% p.a
0.60% p.a
0.35% p.a
Vanguard® Index Hedged International Shares Fund MSCI World ex-Australia Index hedged to AUD $5,000 Nil Withdrawals are normally paid within four business days Half Yearly 0.40%/      0.20%
0.90% p.a
0.60% p.a
0.35% p.a
Diversified Diversified funds allow investors to select the portfolio that best matches their risk profile.
 Index/ BenchmarkMinimum Initial ApplicationApplication FeeAccess to FundsIncome DistributionsBuy/Sell SpreadManagement Costs
For first $50,000For next $50,000Balance over $100,000
Vanguard® LifeStrategy® Conservative Fund

70% income and 30% growth (Weighted average of target indexes of the underlying Vanguard Wholesale Index Funds)

 $5,000 Nil Withdrawals are normally paid within four business days Half Yearly 0.15%/      0.10%
0.90% p.a
0.60% p.a
0.35% p.a
Vanguard® LifeStrategy® Balanced Fund 50% income and 50% growth (Weighted average of target indexes of the underlying Vanguard Wholesale Index Funds) $5,000 Nil Withdrawals are normally paid within four business days Half Yearly 0.20%/      0.15%
0.90% p.a
0.60% p.a
0.35% p.a
Vanguard® LifeStrategy® Growth Fund 30% income and 70% growth (Weighted average of target indexes of the underlying Vanguard Wholesale Index Funds) $5,000 Nil Withdrawals are normally paid within four business days Half Yearly

0.25%/      0.15%
0.90% p.a
0.60% p.a
0.35% p.a
Vanguard® LifeStrategy® High Growth Fund 10% income and 90% growth (Weighted average of target indexes of the underlying Vanguard Wholesale Index Funds) $5,000 Nil Withdrawals are normally paid within four business days Half Yearly 0.30%/      0.20%
0.90% p.a
0.60% p.a
0.35% p.a

* Information correct as of March 1 2010.

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GENERAL ADVICE WARNING

Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263) is the product issuer. We have not taken your circumstances into account when preparing the above information so it may not be applicable to your circumstances. You should consider your circumstances and our Product Disclosure Statement (PDS) before making any investment decision. You can access our PDS on our website or by calling us. This information was prepared in good faith and we accept no liability for any errors or omissions. Past performance is not an indication of future performance.

We are the trustee of: Vanguard® Personal Superannuation Plan ABN 81 550 468 553 / Vanguard® LifeStrategy® Index PST - Conservative ABN 73 765 732 050 / Vanguard ® LifeStrategy® Index PST – Balanced ABN 23 846 775 905 / Vanguard ® LifeStrategy® Index PST - Growth ABN 95 836 361 772 / Vanguard® LifeStrategy® Index PST – High Growth ABN 61 378 605 876.

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