Retirement

Australian Shares

Investment details and fees

Minimum investment amounts

Initial contribution$100,000

Additional investmentN/A

Minimum account balanceN/A

Fees and costs

Establishment feeNil

Contribution feeNil

Member account-keeping feeNil

Withdrawal feeNil

Switching feeNil


Plan administration
management fee

First $50,0000.75% p.a.

Balance over $50,0000.50% p.a


Investment option
management fee0.34% p.a.


Buy spread cost (purchase)0.20%

Sell spread cost (withdrawal)0.10%

The Vanguard Australian Shares investment option provides exposure to a wide range of companies and property trusts listed on the Australian Securities Exchange (ASX). It is a low-cost, diversified investment option, which through its buy and hold investment approach offers investors the potential for tax-effective returns.

Who it may suit

  • long-term investors (usually seven years plus)
  • investors seeking long-term capital growth
  • investors seeking a tax-effective investment
  • investors seeking an efficient way to access a broad portfolio of Australian shares
  • investors using a core/satellite strategy seeking an index fund for the core of their Australian shares portfolio

Objectives

To match the return (income and capital appreciation) of the S&P/ASX 300 Index before taking into account fees, expenses and taxes.

Benefits

Diversification

  • invests in around 300 Australian companies and property trusts listed on the Australian Securities Exchange (ASX).

Long-term growth potential

  • offers long-term capital growth potential through its diversified portfolio of Australian shares

Low fees

  • low management fees and no entry or exit fees (other than buy/sell spread costs)

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Knowledge Centre

Personal Pension Plan - Investment Options at a Glance*

Show all options or Hide all options.

Cash Cash funds suit investors who prefer capital stability and regular income to longterm growth.
 BenchmarkMinimum investment amountsInvestment option management feeInvestment option buy/sell spread costsManagement fees that apply to your member account balance
Initial contributionAdditional contributionsAccount balanceMember account keeping feePlan administration management fee for the first $50,000Plan administraion management fee for the portion above $50,000
Vanguard® Cash Plus A customised Index, the Vanguard® Cash Plus Index $100,000
N/A
N/A
 0.29% p.a.
Nil
 Nil
0.75% p.a.
0.50% p.a.
Fixed interest Fixed interest funds suit short to mediumterm investors seeking a steady and reliable income stream..
 BenchmarkMinimum investment amountsInvestment option management feeInvestment option buy/sell spread costsManagement fees that apply to your member account balance
Initial contributionAdditional contributionsAccount balanceMember account keeping feePlan administration management fee for the first $50,000Plan administraion management fee for the portion above $50,000

Vanguard® Australian Fixed Interest
UBS Australian Composite Bond Index
 $100,000
N/A
N/A
 0.29% p.a.
0.20% / 0.20%
 Nil
0.75% p.a.
0.50% p.a.
PropertyProperty trusts suit investors with a longterm timeframe (five years plus).
 BenchmarkMinimum investment amountsInvestment option management feeInvestment option buy/sell spread costsManagement fees that apply to your member account balance
Initial contributionAdditional contributionsAccount balanceMember account keeping feePlan administration management fee for the first $50,000Plan administraion management fee for the portion above $50,000
Vanguard® Australian Property Securities S&P/ASX 300 A-REIT Index $100,000
N/A
N/A
 0.34% p.a.
0.20%/ 0.20%
 Nil
0.75% p.a.
0.50% p.a.
Australian shares Shares are high risk and generally suited to longerterm investors (seven years plus)
 BenchmarkMinimum investment amountsInvestment option management feeInvestment option buy/sell spread costsManagement fees that apply to your member account balance
Initial contributionAdditional contributionsAccount balanceMember account keeping feePlan administration management fee for the first $50,000Plan administraion management fee for the portion above $50,000

Vanguard® Australian Shares

 S&P/ASX 300 Index $100,000
N/A
N/A
 0.34% p.a.
0.20%/ 0.10%
 Nil
0.75% p.a.
0.50% p.a.
International shares International Shares are high risk generally suited to longerterm investors (seven years plus)
 BenchmarkMinimum investment amountsInvestment option management feeInvestment option buy/sell spread costsManagement fees that apply to your member account balance
Initial contributionAdditional contributionsAccount balanceMember account keeping feePlan administration management fee for the first $50,000Plan administraion management fee for the portion above $50,000
Vanguard® International Shares MSCI World ex-Australia Index in AUD $100,000
N/A
N/A
 0.36% p.a.
0.30%/ 0.10%
 Nil
0.75% p.a.
0.50% p.a.
Vanguard® International  Shares (Hedged) MSCI World ex-Australia Index hedged to AUD $100,000
N/A
N/A
 0.39% p.a.
0.40%/ 0.20%
 Nil
0.75% p.a.
0.50% p.a.
Diversified Diversified funds allow investors to select the alternative that best matches their risk profiles.
 BenchmarkMinimum investment amountsInvestment option management feeInvestment option buy/sell spread costsManagement fees that apply to your member account balance
Initial contributionAdditional contributionsAccount balanceMember account keeping feePlan administration management fee for the first $50,000Plan administraion management fee for the portion above $50,000
Vanguard® LifeStrategy® Conservative 70% income and 30% growth (Weighted average of target indexes of the underlying Vanguard Wholesale Index Funds) $100,000
N/A
N/A
 0.33% p.a.
0.15%/ 0.10%
 Nil
0.75% p.a.
0.50% p.a.
Vanguard® LifeStrategy® Balanced 50% income and 50% growth (Weighted average of target indexes of the underlying Vanguard Wholesale Index Funds) $100,000
N/A
N/A
 0.34% p.a.
0.20%/ 0.15%
 Nil
0.75% p.a.
0.50% p.a.
Vanguard® LifeStrategy® Growth 30% income and 70% growth (Weighted average of target indexes of the underlying Vanguard Wholesale Index Funds) $100,000
N/A
N/A
 0.36% p.a.
0.25%/ 0.15%
 Nil
0.75% p.a.
0.50% p.a.
Vanguard® LifeStrategy® High Growth 10% income and 90% growth (Weighted average of target indexes of the underlying Vanguard Wholesale Index Funds) $100,000
N/A
N/A
 0.37% p.a.
0.30%/ 0.20%
 Nil
0.75% p.a.
0.50% p.a.

 * Information correct as of March 1 2010.

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GENERAL ADVICE WARNING

Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263) is the product issuer. We have not taken your circumstances into account when preparing the above information so it may not be applicable to your circumstances. You should consider your circumstances and our Product Disclosure Statement (PDS) before making any investment decision. You can access our PDS on our website or by calling us. This information was prepared in good faith and we accept no liability for any errors or omissions. Past performance is not an indication of future performance.

We are the trustee of: Vanguard® Personal Superannuation Plan ABN 81 550 468 553 / Vanguard® LifeStrategy® Index PST - Conservative ABN 73 765 732 050 / Vanguard ® LifeStrategy® Index PST – Balanced ABN 23 846 775 905 / Vanguard ® LifeStrategy® Index PST - Growth ABN 95 836 361 772 / Vanguard® LifeStrategy® Index PST – High Growth ABN 61 378 605 876.

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